Costly Lessons Learned
R. Alex Whitlock
I got a letter today from my insurance provider, placed a phone call, and learned something new:

If you go to the doctor because you're having monster headaches, my insurance company will pick up the tab for the visit with the exception of the $40 co-pay.

But if you go to the doctor because you're having monster headaches because you've made the very health-wise decision to quit smoking, the headaches are considered "self-induced" and visits to the clinic for such are not covered (and do not count towards any deductable).

Sure makes me feel better about the money I'm going to be saving my health insurance provider in the long run.

Learning lessons is good. Lessons costing in the neighborhood of $400 (for two visits!!) not so good.
Posted to Health Matters
 
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Observations

 
Kavey wrote:
Insurance is such a scam unless you have serious problems. And even then it can be a problem.
6/21/2005

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